PROTECTING YOUR INTERESTS IN A ST. LOUIS BODILY INJURY CASE

Bodily Injury Lawyer in St. Louis, MO

Bodily injury lawyer in St. Louis, MO. Attorney Amanda Hayden at The Hayden Law Firm believes that every bodily injury is unique and the pain you feel is valid. When the insurance company offers you a low-ball amount for your injuries or even refuses to pay altogether, you may be entitled to pursue a personal injury claim.

If you have suffered a bodily injury, call a St. Louis personal injury lawyer at The Hayden Law Firm at (314) 480-3100 for a free, no-risk consultation. All of the cases that we take on are subject to a contingency fee, meaning you do not pay legal fees or other fees up-front.

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What is the Difference Between Personal Injury and Bodily Injury?

Some people may use these terms interchangeably, but they have different meanings under Missouri insurance law. Understanding the nuances between the two phrases can clear up any misconceptions you may have about your insurance before or after an accident.

Bodily injury refers to a specific physical injury you sustained in an accident that someone else caused – not the area of law. Although you may have suffered other types of injuries, such as pain and suffering or emotional distress, the courts reserve the term bodily injury for describing physical injuries.

Bodily injury coverage from insurance also differs from personal injury coverage. In bodily injury protection insurance, it is mandatory by Missouri law for all drivers to carry at least $25,000 per person and $50,000 per accident. This type of coverage handles the expenses of the person who did not cause the accident and subsequently suffered injuries.

For example, if you were involved in a car accident and you suffered a bodily injury, the other driver’s insurance should be able to pay for your medical bills up to $25,000. But what if your injuries were significant, and the emergency room visit alone ate up that amount? What if you have ongoing medical bills and prescriptions to fill? This is when personal injury comes into play.

You will have to file a personal injury claim in order to recover remaining damages resulting from the accident. However, each type of case may present different standards for proof and liability. This can often be challenging to do on your own and, therefore, requires counsel from an experienced bodily injury attorney.

Compensation For Bodily Injuries

Although it’s possible to receive compensation for things like pain and suffering, this gets complicated when it comes to bodily injury insurance coverage because it is generally reserved for physical injuries.

For example, when you suffer a bodily injury, you may be able to receive compensation for economic damages, such as:

  • Medical expenses
  • Treatment procedures such as physical therapy costs, x-rays, etc.
  • Out-of-pocket expenses
  • Lost wages
  • Lost earning capacity

You may also be able to claim future losses. These damages can be claimed when an individual has a severe bodily injury that is likely to negatively impact their life for a long time.

Compensation for future economic damages includes:

  • Future lost income
  • Ongoing therapy
  • Disfigurement
  • Severe impairment
  • Permanent disability

The settlement you are entitled to will depend on the severity of your injuries. However, we know that this may not always be enough. If your costs exceed the settlement amount you are offered, get in touch with an attorney at The Hayden Law Firm to file a personal injury claim to fight for non-economic damages, such as emotional distress, loss of consortium, pain and suffering, post traumatic stress disorder, and more.

Common Bodily Injuries For Which You Deserve Compensation

At The Hayden Law Firm, we have seen insurance cover all different types of auto accidents, including car accidents, truck accidents, motorcycle accidents, and more. The bodily injuries resulting from these cases can range from minor to serious. Regardless of their severity, we believe every single injury is unique. Every single person’s suffering is valid.

Common bodily injuries we take care of:

  • Whiplash
  • Bodily injuries
  • Burns
  • Wrongful death
  • Bruising
  • Lacerations
  • Infections
  • Lost limbs
  • Concussions
  • Scarring and disfigurement
  • Broken and fractured bones
  • Soft tissue injuries
  • Internal injuries
  • Traumatic brain injuries
  • Spinal cord injuries
  • Neck and back injuries
  • Paralysis

Bodily injury insurance will cover these injuries up to $25,000; however, if the other driver’s insurance is refusing to pay this settlement or you require more than that amount, talk to a personal injury lawyer in St. Louis, MO, to see what your options are.

We want to help you get back to normal as soon as possible after a traumatic accident that wasn’t your fault. If you have suffered one of these injuries due to the negligence of someone else, your pain is valid. You deserve compensation for financial security as well as your future wellbeing.


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Why You Need the Help of a Bodily Injury Attorney

Due to the fact that bodily injury cases differ from typical personal injury claims, you will need a lawyer who is well-versed in both areas to get the full and fair compensation you deserve. Amanda Hayden at The Hayden Law Firm combines 15 years of experience in business with her personal injury knowledge to face big insurance companies on your behalf. Not only does she bring resilient advocacy to these types of negotiations, she also brings compassion and care when it matters most.

She takes the time to learn about your injury and how to go about recovering damages for your harms and losses. When the insurance company refuses to pay, you need to prove the existence of the bodily injury in addition to the fault of the negligent person. Proof of injuries may include the police report, medical documentation, and expert witness testimony. We alleviate the stress of getting all of this information and navigating the legal process — all while you take the time you need to recover. If your bodily injury settlement is not adequate, you may have grounds for filing a personal injury claim. When this happens, we’ll be right by your side every step of the way.

Get in Touch With a Personal Injury Lawyer in St. Louis Who Cares

We understand that sometimes bad things happen to good people, and accidents that should’ve been avoided in the first place can have lifelong consequences. Our main goal is to ensure that a bodily injury does not forever limit your opportunities. Whether this is through obtaining compensation and damages — both economic and non-economic — we want to help you get back on your feet as soon as possible.

If you have suffered a bodily injury of any kind, call a bodily injury lawyer in St. Louis, MO, at The Hayden Law Firm at (314) 480-3100 for a free, no-risk consultation.


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Our Auto Accident Victories

At The Hayden Law Firm, our track record of success speaks for itself. Here are just a few of our many victories:

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    • She is very smart, professional and genuine. She treated us like family and fought for us like we were family.

      Avery

      5 out of 5  

    • Amanda is excellent! She kept in touch with me every step of the way. She made sure I understood everything along the way. I received compensation that I thought was fair. Thank you so much!

      Angela

      5 out of 5  

    • Ms. Hayden helped my wife and I though a difficult time. She listened to us and knew every detail of our case. She was encouraging and helpful throughout the process and was tough on the other side. Ms. Hayden was able to get us a settlement far beyond what…

      Neil

      5 out of 5  

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    • $300k settlement

      • Slip and Fall
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      • Auto Accident

      Multiple Vehicle

    • $150k settlement

      • Auto Accident

      Commercial Motor Vehicle

    • $75k settlement

      • Slip and Fall

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